Merchant Cash Advance Solutions
Understanding Merchant Cash Advances
Fast, Flexible Funding Based on Your Daily Sales
A merchant cash advance gives your business fast access to capital by using your future credit card sales as the basis for funding. This isn’t a traditional loan with fixed monthly payments. Instead, repayment is made automatically through a small, agreed-upon percentage of your daily credit card transactions. This means your payments adjust based on your revenue, so when sales slow down, your repayment does too. It’s a flexible, performance-based solution that works in real time with your business operations. For companies with steady transaction volume—such as retail stores, restaurants, salons, and service-based businesses—this type of funding offers a practical way to cover short-term needs without waiting on bank approvals or taking on long-term debt.
Why Choose Kelly Kapital
Quick Approvals. No Fixed Monthly Payments.
Our merchant cash advances are designed to keep your business moving without the pressure of a traditional loan. Here's what makes our MCA options a smart choice:
- Fast funding, often within 24 to 48 hours
- Repayment tied to your daily credit card transactions
- No fixed monthly payments or long-term commitments
- Easy approval based on revenue, not credit score alone
- Ideal for retail, hospitality, and service-based businesses
How Businesses Use Merchant Cash Advances
Fund What You Need, When You Need It
A merchant cash advance is a practical option when timing is critical. Common uses include:
- Purchasing inventory ahead of seasonal demand
- Managing payroll during revenue fluctuations
- Handling emergency repairs or equipment needs
- Launching a new service or marketing campaign
- Covering short-term gaps in working capital
If your business processes regular card transactions, an MCA offers fast, flexible support.
Ready to Get Funded?
Your Daily Sales Can Power Your Growth
At Kelly Kapital, we offer merchant cash advance solutions that work with your cash flow—not against it. Get fast access to capital and repay it based on your actual revenue. It’s simple, reliable, and built to move at the speed of your business.
